401k: $63,709.07
Roth IRA: $4,354.17
HSA: $498.74
Total Retirement: $68,561.98

Car Loan: $5,902.88
Car Warranty: 646.25
iPhone 11 Pro: $1,235.68
Credit Card: $3,079.55
Total Debt: $10,864.36

My credit card balance went up since my last update. Why might you ask? Aside from my veterinarian visit the other week… I decided to purchase this bad boy.
2019 16″ MacBook Pro. I did buy my 15″ Certified Refurbished model in April but the changes were a little too good for me to pass up.

The configuration I purchased has the following specs: 16GB 2666MHz DDR4, Amd Radeon Pro 5500 w/ 4GB of GDDR6 memory, new keyboard, 1TB SSD. For me the biggest selling points were the added storage, traditional scissor switch keyboard, 3x improved GPU performance over my machine, 2 more CPU cores. Apple offered me $1400 for the old machine which will reduce the above credit card balance and I got the education store discount oin top of it. I absolutely love this new computer, I played some games on Parallels without any lag. I could type on it for hours without getting carpal tunnel flareups, something I could not say with my old system.

I’m thankful that my income allows me to purchase the gadgets I enjoy, and my housing costs are fairly low. I do regret not travelling more in 2019. 4 trips – Palm Springs, New York, Boston / Provincetown, Las Vegas. Ok I guess that is a lot… 😀 For 2020 I’d love to go to Key West, Seattle, San Francisco, see my family in New York. At least one international trip.

Come June my goal is to stay true to the name of this blog and be completely debt free. It’s also when my 0% APR credit card offer comes to an end. I know I’m not going to become rich through my investments alone so exploring other possibilities. Not comparing myself to my friends who make $120k-$200k+ per year but it does make me think about what I could be doing differently to get closer to that goal.