Hey all – It’s been about a month since my last update. Some things have certainly changed!

401k: $69,924.08
Roth IRA: $4,228.39
HSA: $770.42
M1: $144.88
May 2020 Total Retirement: $75,068
(up $5k or 7% from last month)

Car Loan: $0
Car Warranty: $0
iPhone 11 Pro: $898.72 (I’m intentionally not paying it off since I like to upgrade every year)
Credit Card: $302.46
Total Debt: $1,201.18
Total Savings: $2k+

Dipped into my savings to pay my car off last month so steadily trying to build that back up again. My 401k retirement contributions including matching are back up again to over $1700/mo. I’m also contributing $200/mo or $25/wk each to the Roth, Taxable account or more as my income permits. At my current rate I will be at $90k in retirement by the end of the year. Really hoping to break the $100k figure a year from now.

Nothing super exciting to see here, staying the course. Thinking long and hard about my next vacation….

Also my apartment lease is up for renewal. $880/mo plus $10/mo pet rent and roughly $25/mo for garbage disposal / sewer fees. I would like to live in a more lively area that is closer to work. The crime statistics though in the places I’ve considered are horrible! Literally 3x more crime and for an extra $300-$400/mo. Then add a good $500 or so in moving expenses, $300 for a pet deposit. A blogger I follow in the area pays more in taxes and HOA for the 2br condo he’s trying to sell than I pay for rent. How much does location really matter as we move more toward a full or partial work from home situation?

I have two friends who live in a sketchy part of town and there was a shooting last week where one person died. Their apartment was an active crime scene and they were not allowed to go in. There have been a series of incidents that made the news since 2015. I can’t be in a place where I fear for my safety. At the same time I see pictures I took from 5 years ago in this apartment… Feels like I’m not making any progress. Then again maybe not dropping $1400/mo on rent for absolutely zero equity is progress.