June 2021 Update – $151k & Volatility Galore

My next paycheck will be in early June so decided not to wait until the end of the month for an update.

As I type this, today May 23 marks 17 years since my father passed away. I’m thankful he was part of my life. Things were complicated at times, but honestly you can’t change the past. Just learn from it and try not to repeat the same mistakes.

Crypto:
Over the course of the month I purchased some cryptocurrency to diversify and potentially capture my slice of the pie. I was tempted to dump thousands into it but I didn’t. Just what I felt comfortable with. My Coinbase account is at $355, and I invested a total of $425 in it so I’m down about 16%.

Coinbase account snapshot

I have some Dogecoin and BTC on the Voyager platform. I got $25 worth of BTC for “free” since I hit a deposit requirement. I own 356 Dogecoins. Did a little dollar cost averaging after some of the recent news stories betweeen Elon Musk’s SNL appearance, China cracking down on the purchase of crypto cryptocurency, Elon’s comments about how BTC is not good for the environment. It’s been a total shitshow.. . Currently I put about $200 into Doge and last I checked that was worth about $111 and BTC worth $15.55.

There was an issue with the app being inaccessable for some period of time:

I wasn’t in the mood to dollar cost average even lower, so I decided to buy two shares of AAPL in my Roth IRA at $125.885 and a little more FZROX. I will likely buy some more crypto again later this year. There is just so much volatility right now and market manipulation. Worst I can lose right now is $625. Not thousands of dollars like some people who might be overleveraged.

5/22/21
401K: $132,481
Roth IRA: $14,276
M1 Acct $1,860
Crypto: $466
HSA $1,856
Total Investments: $150,939

4/27/21
401K: $132,427
Roth IRA: $13,825
M1 Acct $1,818
Crypto: $122
HSA $1,505
Total Investments: $150,707

The market hasn’t been going up as much as it did previous months. Going by the Wall Street Journal SPX Historical Price Index. 5/21/21 Close was $4,155.86 4/27/21 was $4,186.72 so that’s -.73%. I’ve been around long enough to know the market goes up and down. The portfolio balance could be higher come the end of the week who really knows.

Tax Assessment of my old townhouse

Pricing history of the townhouse I used to own. The taxes went up 75% in 5 years! The Zestimate is $275k. I don’t think I’m unreasonable in thinking the value shouldn’t go up 108% in 7 years. My salary hasn’t gone up that much in that time. For that reason I’m currently priced out of the DFW housing market and don’t forsee that changing anytime soon. Making the most of it anyway, I really haven’t had a strong urge to own again.

I’m feeling dramatic and vulnerable, but trying to keep things together. I had a good time at brunch with a friend earlier and managed to lift weights and bang out cardio at a completely empty gym. Yesterday I played kickball, had breakfast with a few team mates, and grabbed a drink. So I’m not totally isolated from people and that’s something to be thankful for.


2 responses to “June 2021 Update – $151k & Volatility Galore”

  1. Awesome update! I hear you about the volatility… and choosing family. Thanks for sharing when you were feeling vulnerable. I really enjoy your updates. Hugs.

    • Thank you I genuinely appreciate that. I usually hold my feelings inside and don’t express them. Getting a little better at that. It’s good to feel what I’m going through get it out and move onto bigger and better things. I end up feeling better too, not sure how to describe it.. 😀

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