Keeping the renewed sense of optimism people have with a new year starting on this post. If you want to look Month-Over-Month I’m up $10,234 or 5.5%. Year-Over-Year I’m up $72k or 58%. I legitimately don’t think I could save much more and still have what I’d consider to be a comfortable lifestyle. Still it beats having a ton of debt and wondering how it’s all going to get paid. $200k by March I think is totally reasonable.

12/31/2021
401K                                                   $166,509
Roth IRA                                              $21,328
M1 Acct                                               $4,533
Crypto                                                 $2,070
Buffer Fund:                                        $250.16
HSA:                                                    $1,500
Total:                                                  $196.187   

11/30/2021
401K                                                   $157,149.28
Roth IRA                                             $20,169.99
M1 Acct                                              $4,019.33
Crypto                                                $2,516.34
Buffer Fund:                                        $625.00
HSA:                                                    $1,472.80
Total:                                                  $185,953

12/31/2020
401K                                                   $110,076
Roth IRA                                             $7,389
M1 Acct                                              $1,304
Crypto                                                $0
Buffer Fund:                                        $5,000
HSA:                                                    $507
Total:                                                  $124,276   

I was thankful to receive a monetary gift from my parents. It helped me be a little less stressed while waiting for my next paycheck to be direct deposited into my account. I ended up splurging on a Ridge wallet to replace my bulky wallet that has like 13 different cards in it. Really digging the minimalist look.

If I could earn an extra $20k a year I think that would be the sweet spot for me. I’d feel much more abundance, being able to upgrade my lifestyle a bit. Right now I’m still on track but the process feels slower than it should be. Maybe with the new year I should change up some things in my life. Everyday is an opportunity to learn something new, or try something and fail. No reason to overanalyze and never give anything a try. I might fight tooth and nail but also mindful I’m not that far from my 40s and I’m never going to be this young again.

Sharing a few pics from my recent “adventures”.

I like to focus on my energy, cutting back more on Facebook and Instagram which have proven to be fairly easy. The dating apps are a little more challenging. Swiping, chatting, trading pictures. I got my first catfish of 2022. Red flags – Sounding too eager to find the love of his life. Wanting to chat on Google chat vs the platform he messaged me on. Having a story about the family being in the army and the UN. I asked him for a pic with a thumbs up. He responded ok one minute, then blocked me on the app we chatted on originally. Aside from that I’m trying to be a supportive son since my mom has Covid with moderate symptoms and we think my stepdad has it too. Glad they agreed to get vaccinated after many heated discussions. Oh and my dad would’ve turned 65 today, been 18 birthdays with him gone. You never fully forget the past, you take a deep breath and just keep on going despite it. Take care.