My portfolio was down at the end of the month due to the market fluctuations. Dropped $9,841 or 5%. No big deal though. A year ago my net worth was $126k, so still up 48% more than before. I also have my rent saved up for the next month, all $965 of it.

1/29/2022:
401K $157,097.16
Roth IRA $20,788.63
M1 Acct $4,690.51
Crypto $1,360.29
Buffer Fund $1,000.27
HSA $1,408.55
Total $186,345.41

12/31/2021:
401K $166,506.19
Roth IRA $21,327.59
M1 Acct $4,532.81
Crypto $2,070.36
Buffer Fund $250.16
HSA $1,499.50
Total $196,186.61

2/2/2021 Update:
401K $114,241
Roth IRA $9,447
M1 Acct $1,498
Crypto $168
HSA $687
Total Investments $126,041

Writing this one up in a rush. The market has been all over the place. Between what’s happening in the Ukraine, concerns about Omicron and a new varient, company earnings, crypto taking a big dump. Seems like no matter what the month is there is some type of catalysmic event causing uncertainty. Over the years i’ve learned ot play the game for the long term. Short term plays are nice and can give a quick dopamine hit but I’ve got targets to hit.

Similar to my post a year ago Texas Y’all Winter Cometh, we got more snow in the lonestar state. It was more ice and it’s still melting.

I’m working at getting promoted at my job, but I’m not sure what is going to happen. I look at the market rates for the title I’m looking at and that would be a huge jump from where I’m at now. I don’t think realistically they would offer me that. Likely half of the difference. I see others who have worked with me who got promoted and within months jumped ship. Or they stayed a year and went elsewhere for a promotion. My fear of change can seriously hold me back. Money isn’t everything but my adjusted gross income (after taxes, retirement, and other deductions) the last 3 years has been almost the same. Much love, I’m off to meet friends for lunch. Stay healthy, financially wise, and happy out there. 🙂